:root{--ink:#102a4c;--ink2:#173e69;--red:#b62d3a;--text:#12233b;--muted:#68778a;--line:#e3e8ee;--soft:#f6f8fa;--white:#fff;--shadow:0 16px 42px rgba(16,42,76,.09)}*{box-sizing:border-box}html{font-family:Inter,ui-sans-serif,system-ui,-apple-system,BlinkMacSystemFont,"Segoe UI",sans-serif;color:var(--text);background:#fff}body{margin:0;font-size:18px;line-height:1.6}a{color:inherit;text-decoration:none}.wrap{width:min(1180px,calc(100% - 40px));margin:auto}.site-header{position:sticky;top:0;z-index:20;background:rgba(255,255,255,.96);border-bottom:1px solid var(--line);box-shadow:0 5px 18px rgba(16,42,76,.06)}.nav{height:78px;display:flex;align-items:center;gap:28px}.brand{font-size:28px;font-weight:850;letter-spacing:-1.3px;color:var(--ink);white-space:nowrap}.brand small{font-size:.55em;color:var(--red);letter-spacing:-.3px}.links{margin-left:auto;display:flex;gap:25px;align-items:center;font-weight:700;font-size:15px}.nav-cta{padding:10px 16px;border:1px solid var(--line);border-radius:12px}.menu{display:none;margin-left:auto;border:1px solid var(--line);background:#fff;border-radius:12px;padding:10px 13px;font-weight:800}.hero{padding:78px 0 54px;background:linear-gradient(180deg,#fff 0%,#fbfcfd 100%)}.eyebrow{color:var(--red);font-size:14px;font-weight:850;letter-spacing:.19em;text-transform:uppercase}.hero h1,.hub h1{font-size:clamp(46px,7vw,78px);line-height:1.01;letter-spacing:-.055em;color:var(--ink);max-width:880px;margin:16px 0 24px}.lede{font-size:22px;color:var(--muted);max-width:760px}.search{display:flex;max-width:760px;margin-top:32px;border:2px solid var(--ink2);border-radius:18px;padding:8px;background:#fff;box-shadow:0 13px 30px rgba(16,42,76,.13)}.search input{flex:1;min-width:0;border:0;outline:0;padding:12px 14px;font:inherit;color:var(--text)}.search input::placeholder{color:#758398;opacity:1}.search button{border:0;background:var(--ink2);color:#fff;font-weight:850;font-size:18px;padding:14px 28px;border-radius:12px}.section{padding:70px 0}.section-head{display:flex;justify-content:space-between;align-items:end;gap:20px;margin-bottom:28px}.section h2{font-size:40px;line-height:1.1;letter-spacing:-.035em;color:var(--ink);margin:8px 0}.section p{color:var(--muted)}.grid{display:grid;grid-template-columns:repeat(3,1fr);gap:18px}.card{border:1px solid var(--line);border-radius:20px;padding:28px;background:#fff;box-shadow:var(--shadow);transition:.2s}.card:hover{transform:translateY(-3px);box-shadow:0 20px 48px rgba(16,42,76,.13)}.icon{width:48px;height:48px;display:grid;place-items:center;border-radius:13px;background:#f1f5f8;color:var(--ink2);font-size:23px;font-weight:900}.card h3{font-size:22px;line-height:1.2;color:var(--ink);margin:22px 0 7px}.card p{font-size:16px;margin:0}.hub{padding:64px 0 36px}.hub h1{font-size:clamp(44px,6vw,70px)}.crumb{font-size:15px;color:var(--muted);font-weight:650}.guides{display:grid;grid-template-columns:repeat(2,1fr);gap:16px}.guide{padding:25px;border:1px solid var(--line);border-radius:18px;background:#fff;box-shadow:0 10px 30px rgba(16,42,76,.07)}.guide span{font-size:13px;color:var(--red);font-weight:850;letter-spacing:.12em;text-transform:uppercase}.guide h2{font-size:24px;margin:8px 0;color:var(--ink)}.guide p{font-size:16px;margin:0}.footer{border-top:1px solid var(--line);padding:42px 0 60px;margin-top:70px;color:var(--muted);font-size:15px}.footer strong{color:var(--ink)}@media(max-width:820px){body{font-size:18px}.wrap{width:min(100% - 32px,1180px)}.nav{height:72px}.brand{font-size:25px}.links{display:none}.menu{display:block}.hero{padding:58px 0 44px}.hero h1,.hub h1{font-size:52px}.lede{font-size:20px}.grid{grid-template-columns:repeat(2,1fr)}.guides{grid-template-columns:1fr}.section{padding:55px 0}.section h2{font-size:34px}}@media(max-width:560px){.hero h1,.hub h1{font-size:46px}.search{padding:6px;border-radius:16px}.search input{font-size:16px;padding:10px}.search button{font-size:17px;padding:13px 20px}.grid{grid-template-columns:1fr 1fr;gap:12px}.card{padding:20px 16px;min-height:205px}.card h3{font-size:20px}.card p{font-size:15px}.section-head{display:block}.section h2{font-size:32px}}.article{padding:52px 0}.article-layout{display:grid;grid-template-columns:minmax(0,760px) 260px;gap:64px;align-items:start}.article-head{max-width:850px;margin-bottom:36px}.article h1{font-size:clamp(42px,5.5vw,68px);line-height:1.04;letter-spacing:-.05em;color:var(--ink);margin:14px 0 20px}.article-deck{font-size:22px;color:var(--muted);max-width:760px}.verified{display:inline-flex;gap:8px;align-items:center;margin-top:18px;padding:8px 11px;border-radius:999px;background:var(--soft);color:#53647a;font-size:14px;font-weight:700}.answer,.summary,.warning{border-radius:18px;padding:26px 28px;margin:28px 0}.answer{background:#eef4f9;border:1px solid #d9e5ef}.summary{background:#fff;border:1px solid var(--line);box-shadow:0 10px 28px rgba(16,42,76,.06)}.warning{background:#fff7f5;border:1px solid #f0d8d5}.answer h2,.summary h2,.warning h2{margin:0 0 10px;font-size:23px;color:var(--ink)}.summary ul{margin:10px 0 0;padding-left:22px}.summary li{margin:8px 0}.prose h2{font-size:32px;line-height:1.18;letter-spacing:-.03em;color:var(--ink);margin:52px 0 14px}.prose h3{font-size:23px;color:var(--ink);margin:34px 0 10px}.prose p,.prose li{font-size:18px}.prose a{color:var(--ink2);text-decoration:underline;text-decoration-thickness:1px;text-underline-offset:3px}.factor-table{width:100%;border-collapse:collapse;margin:22px 0}.factor-table th,.factor-table td{text-align:left;padding:14px 12px;border-bottom:1px solid var(--line)}.factor-table th{font-size:14px;color:var(--muted);text-transform:uppercase;letter-spacing:.08em}.toc{position:sticky;top:100px;border-left:2px solid var(--line);padding-left:20px}.toc strong{display:block;color:var(--ink);margin-bottom:10px}.toc a{display:block;color:var(--muted);font-size:14px;line-height:1.4;padding:6px 0}.related{display:grid;grid-template-columns:repeat(2,1fr);gap:12px;margin-top:18px}.related a{border:1px solid var(--line);border-radius:14px;padding:17px;font-weight:750;color:var(--ink);text-decoration:none}.sources{font-size:15px;color:var(--muted)}@media(max-width:900px){.article-layout{grid-template-columns:1fr}.toc{display:none}}@media(max-width:560px){.article{padding:38px 0}.article h1{font-size:42px}.article-deck{font-size:19px}.answer,.summary,.warning{padding:22px 20px}.prose h2{font-size:29px}.prose p,.prose li{font-size:18px}.factor-table{font-size:15px}.factor-table th,.factor-table td{padding:12px 7px}.related{grid-template-columns:1fr}}/* Article refinement v2: compact editorial mobile scale */
.article{padding:42px 0}.article-head{margin-bottom:28px}.article h1{font-size:clamp(38px,4.6vw,58px);line-height:1.03;letter-spacing:-.045em;max-width:780px}.article-deck{font-size:19px;line-height:1.55;max-width:720px}.verified{margin-top:12px;padding:6px 10px;font-size:13px}.answer,.summary,.warning{padding:22px 24px;margin:22px 0;border-radius:16px}.answer h2,.summary h2,.warning h2{font-size:21px;letter-spacing:-.02em}.prose p,.prose li{font-size:17px;line-height:1.7}.prose h2{font-size:28px;margin:42px 0 12px}.prose h3{font-size:21px;margin:29px 0 8px}.summary li{margin:5px 0}.factor-table th,.factor-table td{padding:11px 10px}.related a{padding:14px;font-size:15px}.sources{font-size:14px}.article-layout{grid-template-columns:minmax(0,720px) 240px;gap:54px}
@media(max-width:560px){.article{padding:30px 0}.article .wrap{width:calc(100% - 36px)}.article .crumb{font-size:13px;line-height:1.4}.article-head{margin-bottom:26px}.article-head .eyebrow{font-size:12px;letter-spacing:.17em;margin-top:25px!important}.article h1{font-size:36px;line-height:1.04;letter-spacing:-.045em;margin:11px 0 15px}.article-deck{font-size:17px;line-height:1.55}.verified{font-size:12px;margin-top:9px;padding:5px 9px}.answer,.summary,.warning{padding:20px 19px;margin:18px 0;border-radius:15px}.answer h2,.summary h2,.warning h2{font-size:20px;line-height:1.2;margin-bottom:9px}.prose p,.prose li{font-size:16px;line-height:1.62}.summary ul{padding-left:19px;margin-top:7px}.summary li{margin:5px 0}.prose h2{font-size:26px;line-height:1.18;margin:38px 0 11px}.prose h3{font-size:20px;line-height:1.25;margin:27px 0 8px}.factor-table{font-size:14px;margin:17px 0}.factor-table th{font-size:11px}.factor-table th,.factor-table td{padding:10px 7px}.related{gap:9px}.related a{font-size:14px;padding:13px}.site-header .nav{height:66px}.site-header .brand{font-size:23px}.site-header .menu{font-size:14px;padding:8px 11px;border-radius:11px}}/* Fix responsive article grid: keep single column below desktop breakpoint */
@media(max-width:900px){.article-layout{display:block;grid-template-columns:none}.article-layout>.prose{width:100%;min-width:0}.answer,.summary,.warning{width:100%;max-width:100%}}
/* Tighten callout card vertical padding */
@media(max-width:560px){
  .answer,.summary,.warning{padding:14px 19px 17px!important}
  .answer h2,.summary h2,.warning h2{margin-top:0!important}
}
/* Callout card padding final balance */
@media(max-width:560px){
  .answer,.summary,.warning{padding:20px 19px 21px!important}
}
/* Article reading progress + subtle mobile back control */
.reading-progress{position:absolute;left:50%;bottom:-1px;width:100vw;width:100dvw;height:3px;background:transparent;overflow:hidden;transform:translateX(-50%)}.reading-progress>span{display:block;width:0;height:100%;background:var(--red);transition:width .08s linear}.article-back{position:fixed;left:18px;bottom:18px;z-index:30;display:inline-flex;align-items:center;gap:7px;padding:9px 12px;border:1px solid rgba(16,42,76,.12);border-radius:999px;background:rgba(255,255,255,.9);box-shadow:0 7px 22px rgba(16,42,76,.09);backdrop-filter:blur(10px);-webkit-backdrop-filter:blur(10px);color:var(--ink);font-size:13px;font-weight:750;opacity:.82}.article-back:hover{opacity:1}.article-back svg{width:14px;height:14px}@media(min-width:901px){.article-back{left:24px;bottom:24px}}/* Back button belongs to article bottom, above footer — not fixed */
.article-back{position:static!important;display:inline-flex;margin:34px 0 0!important;opacity:.78}
.article-back-wrap{width:min(1180px,calc(100% - 40px));margin:0 auto}
@media(max-width:820px){.article-back-wrap{width:min(100% - 32px,1180px)}}
@media(max-width:560px){.article-back-wrap{width:calc(100% - 36px)}.article-back{margin-top:26px!important}}
/* Refined article back link: quiet editorial control */
.article-back{border:0!important;border-radius:0!important;background:transparent!important;box-shadow:none!important;backdrop-filter:none!important;-webkit-backdrop-filter:none!important;padding:6px 0!important;gap:6px!important;font-size:13px!important;font-weight:750!important;color:var(--muted)!important;opacity:1!important;transition:color .18s ease,transform .18s ease}
.article-back:hover{color:var(--ink)!important;transform:translateX(-2px)}
.article-back svg{width:13px!important;height:13px!important}
/* Launch navigation and accessibility refinements */
.menu{color:var(--ink);cursor:pointer}
.menu:focus-visible,.links a:focus-visible,.card:focus-visible,.guide:focus-visible,.article-back:focus-visible{outline:3px solid rgba(182,45,58,.32);outline-offset:3px}
@media(max-width:820px){
  .nav{position:relative}
  .links.is-open{position:absolute;display:flex;left:0;right:0;top:calc(100% + 1px);margin:0;padding:16px;flex-direction:column;align-items:stretch;gap:4px;background:#fff;border:1px solid var(--line);border-top:0;border-radius:0 0 18px 18px;box-shadow:0 18px 36px rgba(16,42,76,.13)}
  .links.is-open a{padding:11px 12px;border-radius:10px}
  .links.is-open a:hover{background:var(--soft)}
  .links.is-open .nav-cta{border:0;background:var(--soft)}
}
.hub-count{display:inline-flex;margin-top:18px;padding:7px 10px;border-radius:999px;background:var(--soft);color:var(--muted);font-size:13px;font-weight:750}
.guides{grid-auto-rows:180px}
.guide{position:relative;display:flex;flex-direction:column;height:180px;overflow:hidden;padding-right:48px}
.guide p{margin-top:auto;padding-right:10px}
.guide::after{content:"→";position:absolute;right:20px;bottom:17px;color:#93a0af;font-size:18px;font-weight:750;line-height:1;transition:color .18s ease,transform .18s ease}
.guide:hover::after,.guide:focus-visible::after{color:var(--red);transform:translateX(3px)}
.empty-note{padding:22px;border:1px solid var(--line);border-radius:16px;background:var(--soft);color:var(--muted)}
/* Branded text selection */
::selection{background:var(--red);color:#fff}
::-moz-selection{background:var(--red);color:#fff}

/* Compact category hubs: especially important on phone-sized screens */
@media(max-width:820px){
  .hub{padding:42px 0 24px}
  .hub h1{font-size:40px;line-height:1.04;margin:12px 0 16px}
  .hub .lede{font-size:18px;line-height:1.55;margin:0;max-width:680px}
  .hub .eyebrow{margin-top:26px!important}
  .hub-count{margin-top:15px}
  .hub+.section{padding:38px 0 46px}
  .hub+.section .section-head{margin-bottom:20px}
  .hub+.section .section-head h2{font-size:30px;margin-top:5px}
  .guide{padding:21px 48px 21px 22px}
  .guide h2{font-size:22px;line-height:1.18;margin:7px 0}
  .guide p{font-size:15px;line-height:1.55}
}
@media(max-width:560px){
  .hub{padding:34px 0 20px}
  .hub .crumb{font-size:13px}
  .hub .eyebrow{font-size:12px;letter-spacing:.17em;margin-top:22px!important}
  .hub h1{font-size:36px;line-height:1.04;letter-spacing:-.045em;margin:10px 0 14px}
  .hub .lede{font-size:16px;line-height:1.55}
  .hub-count{font-size:12px;margin-top:14px;padding:5px 9px}
  .hub+.section{padding:32px 0 40px}
  .hub+.section .section-head{margin-bottom:17px}
  .hub+.section .section-head h2{font-size:27px}
  .guides{gap:12px}
  .guide{padding:18px 44px 18px 19px;border-radius:16px}
  .guide span{font-size:11px}
  .guide h2{font-size:21px}
  .guide p{font-size:15px}
}

/* Informational disclaimer used on financial, tax, insurance and benefits guides */
.content-disclaimer{
  max-width:980px;
  margin:24px auto 8px;
  padding:0 22px;
  color:#7a8492;
  font-size:11px;
  line-height:1.6;
  letter-spacing:0;
}
.content-disclaimer strong{color:#657184;font-weight:750}
.change-note{
  margin:10px 0 22px;
  color:#697586;
  font-size:12px;
  line-height:1.55;
}
.change-note strong{color:#536174}
@media(max-width:560px){
  .content-disclaimer{margin-top:20px;padding:0 16px;font-size:10.5px;line-height:1.55}
}

/* Polska Strona Informacyjna wordmark */
.brand.brand-stacked{display:inline-flex;flex-direction:column;justify-content:center;align-items:stretch;gap:1px;line-height:1;letter-spacing:0}
.brand-stacked .brand-name{display:block;margin:0;position:static;top:auto;font-size:1em;font-weight:850;letter-spacing:-1.15px;color:var(--ink);white-space:nowrap}
.brand-stacked small{display:block;width:100%;font-size:.38em;font-weight:850;line-height:1.05;letter-spacing:.31em;text-indent:.31em;text-align:center;color:var(--red);white-space:nowrap}
@media(max-width:560px){.site-header .brand-stacked{font-size:23px;gap:2px}.brand-stacked .brand-name{letter-spacing:-.95px}.brand-stacked small{font-size:.39em;letter-spacing:.285em;text-indent:.285em}}

/* Trust and legal footer navigation */
.footer-trust{display:flex;flex-wrap:wrap;gap:7px;margin-top:10px;font-size:13px;color:var(--muted)}
.footer-trust a{text-decoration:none;color:inherit}.footer-trust a:hover{text-decoration:underline;color:var(--ink)}